A new framework for the protection of depositors in the CEMAC region
Through three legal instruments—namely, Regulation No. 03/25/CEMAC/UMAC/COBAC of October 8, 2025, concerning the Deposit Guarantee Fund in Central Africa; COBAC Regulation R-2025/03 of December 13, 2025, regarding the organization and operation of the Deposit Guarantee Fund in Central Africa; and COBAC Instruction I-2025-02 concerning the implementation of depositor compensation by the Deposit Guarantee Fund in Central Africa (FOGADAC)—the regional authorities have recently established a framework for the protection of depositors in Central Africa.
